Credit Cards

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Looking to establish or strengthen your credit history?
Do you want to earn rewards for using your card?
Interested in low rates and balance transfer options?

Your wallet could hold the potential to deliver valuable rewards and enhance your credit history, all in one powerful little card. Desert Schools Visa® Credit Cards offer superior member service, competitive rates and exceptional benefits. With a selection of cards, you can choose one that matches your lifestyle.

Visa Page Image
  • Possible cash, travel, or merchandise rewards
  • 24-hour cardmember service
  • Visa reliability and fraud protection
  • Online account access
  • Easy mail, online, and phone payment methods
  • Option for college students

For cardmember service on personal credit cards, except the Signature card, call (866) 289-1567. For cardmember service on Signature credit cards only, call (866) 290-6832. Should your personal or Signature card be lost or stolen, call (866) 289-1567 immediately.


Members with a personal Desert Schools Visa Credit Card may also be interested in our Business Credit Cards.

The creditor, issuer and service provider of the Desert Schools Credit Card is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.

Desert Schools is partnered with Elan Financial Services. Payments must be made directly to Elan via mail, Bill Pay in Online Banking, online at or by calling the appropriate number.

Equal Housing Lender Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S.Government Agency. ©2014 Desert Schools Federal Credit Union