Business Overdraft LOC

Interested in business overdraft coverage?
Looking for additional ability to cover daily expenses?
Want to know you have a buffer on your checking account? 

Opening a Business Overdraft Line of Credit enables you to add a greater level of flexibility to your existing Desert Schools business checking account. Be prepared to cover unexpected financial needs, up to $2,000 beyond your checking account balance. And the funds become available again as you pay down the balance. To apply, you may either call our Loan Application Center or click the button below to locate a branch near you.


Business Overdraft LOC
  • No points or pre-payment penalties
  • Finance $2,0001
  • Competitive fixed rate
  • Convenient monthly payment2
  • Interest is usually tax deductible3
  • Free Online Banking and eStatements4

Open to sole proprietorships, partnerships (including LLPs), LLCs, corporations, trusts and non-profit entities that have been in existence for three years.
1Overdraft protection only. No cash advances.
2Principal and interest based on 3% of the outstanding balance or $25, whichever is greater.
3Consult your tax adviser regarding your individual tax situation.
4Advances and transfers unavailable online; however, you may make payments and view balance and history.

Equal Housing Lender Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S.Government Agency. ©2014 Desert Schools Federal Credit Union